Credit Card Agreements
Click on any of the credit card products below to access its current pricing information and agreement for new accounts.
  • Lord & Taylor Credit Card
  • Lowe's Consumer Credit Card
  • Meijer Credit Card
  • Meijer Platinum MasterCard®
  • Men's Wearhouse Perfect Fit® Credit Card
  • Modell's Sporting Goods® MVP® Credit Card
  • Modell's Sporting Goods® MVP® Platinum MasterCard ®
  • Northwestern University Platinum MasterCard ®
  • PayPal Smart Connect Card
  • PayPal Extras MasterCard®
  • PC Richard and Sons Credit Card
  • Phillips 66®- Conoco 76®- Phillip 66® Aviation Personal Credit Card
  • QVC QCard®
  • Rooms to Go Credit Card
  • R Us Credit Card
  • R Us Platinum MasterCard
  • Sam's Club® Credit Card
  • Sam's Club® Discover® Card
  • ShopHQ Credit Card
  • Stein Mart Credit Card ®
  • Stein Mart Platinum Rewards MasterCard ®
  • TJX Rewards® Credit Card
  • TJX Rewards® Platinum MasterCard®
  • Toro, Exmark Credit Card
  • Walmart® Credit Card
  • Walmart® Discover® Card
  • If the industry or program you are looking for is not listed above, please click on the applicable industry below to access its current pricing information and agreement for new accounts.
      Automotive Parts & Services
      Electronic & Appliances
      Sporting Goods
    Home Furnishings
    Home Improvement
    Heating & Air Conditioning
    Lawn & Garden
    Glasses & Eye Care
    Sewing Machines
    If you are an existing cardholder and have a specific question about your account, please call the customer service number on the back of your credit card. For general inquiries you can write to us at PO Box 965002, Orlando, FL 32896-5002. This is not the address for billing disputes. If you have a billing dispute please write to the address designated for billing disputes on the back of your account statement.
    To request a replacement copy of your credit card agreement for any of the following products, please call the appropriate number shown below. This request is only available to cardholders with open accounts or closed accounts with an outstanding balance.
    • Bebe Credit Card: 1-877-577-2323
    • Casual Corner Credit Card: 1-800-414-4557
    • Disney Credit Card: 1-800-222-1262
    • El Dorado Furniture Credit Card: 1-866-396-8254
    • Ferguson Credit Card: 1-866-508-0665
    • Finger Furniture Credit: Card 1-866-396-8254
    • Future Shop Credit Card: 1-800-999-1066
    • Hechingers Credit Card: 1-866-396-8254
    • Home Depot Home Improvement Loan: 1-888-812-7454
  • Ikea Credit Card: 1-866-577-8417
  • Kirkland's Credit Card: 1-866-230-9175
  • Lechmere Credit Card: 1-866-396-8254
  • Lowe's Project Card: 1-800-291-9329
  • Merksamer Jewelers Credit Card: 1-800-283-7782
  • ShopNBC Platinum Rewards MasterCard: 1-866-597-1514
  • Snapper Credit Card: 1-866-396-8254
  • Universal American Express Credit Card: 1-866-913-3241
  • Wards Credit Card: 1-800-950-0345